# JustiFi > JustiFi is payments infrastructure for software platforms. A platform onboards its merchants as sub accounts, accepts card, ACH, Apple Pay, Google Pay, buy now pay later and in-person terminal payments for them through the JustiFi REST API or embeddable web components, and manages refunds, disputes, payouts and platform fees. Key facts for working with the API: - Base URL: `https://api.justifi.ai/v1`. Requests and responses are JSON, and amounts are integers in cents. - Authenticate with OAuth2 client credentials: `POST https://api.justifi.ai/oauth/token` with `client_id` and `client_secret` returns an `access_token`, valid for 24 hours, sent as `Authorization: Bearer `. - Test and live accounts have separate API keys. Requests made with test keys never move real money. - A platform acts for one of its merchants by sending that merchant's account id in the `Sub-Account` header. - Send an `Idempotency-Key` header (any unique string up to 100 characters, such as a UUID) on payment requests so retries cannot charge twice. - List endpoints use cursor pagination: `limit` (1 to 100, default 25), `after_cursor` and `before_cursor`, with a `page_info` object in every list response. - Raw card and bank details should not reach your servers. Collect them with the tokenize payment method web component and pass the resulting payment method token to Create Payment. - Web components (`@justifi/webcomponents`) run in the browser and authenticate with a web component token, created server-side via `POST /v1/web_component_tokens`, scoped to specific resources and valid for 60 minutes. Never send client secrets to a browser. Every page below is Markdown. The full text of all of them is in one file: https://docs.justifi.tech/llms-full.txt. The human-readable docs are at https://docs.justifi.tech/, and the interactive API reference is at https://docs.justifi.tech/api-spec. ## Getting Started - [Overview](https://docs.justifi.tech/gettingStarted.md): Welcome to JustiFi, where we empower software companies to transform into trailblazing Fintech leaders. ## Fintech Infrastructure - [Overview](https://docs.justifi.tech/infrastructure/overview.md): JustiFi's Fintech Infrastructure - [Architecture Diagram](https://docs.justifi.tech/infrastructure/architectureDiagram.md): JustiFi's Infrastructure - [Entities](https://docs.justifi.tech/infrastructure/entities.md): Learn why Entites are a better approach - [Web Components](https://docs.justifi.tech/infrastructure/webComponents.md): Learn about our dynamic Web Components - [Web Component Tokens](https://docs.justifi.tech/infrastructure/webComponentTokens.md): Learn how to use and authorize Web Components ## API Fundamentals - [Api Fundamentals](https://docs.justifi.tech/apiFundamentals.md): Learn the core features - [Authentication](https://docs.justifi.tech/apiFundamentals/authentication.md): Understand the steps necessary to authenticate to the API - [Idempotency](https://docs.justifi.tech/apiFundamentals/idempotency.md): A key feature that significantly reduces risk - [Pagination](https://docs.justifi.tech/apiFundamentals/pagination.md): Learn how to manage large datasets ## Entities - [Entities Overview](https://docs.justifi.tech/entities/overview.md): Why Entities are the at the core - [Entities Businesses](https://docs.justifi.tech/entities/businesses.md): Understand the benfits of using Businesses - [Entities Identities](https://docs.justifi.tech/entities/identities.md): Why Identities are a better model ## Checkouts - [Checkouts Overview](https://docs.justifi.tech/checkouts/overview.md): What are Checkouts - [Checkout features](https://docs.justifi.tech/checkouts/features.md): Showcase Checkout features - [Checkout lifecycle](https://docs.justifi.tech/checkouts/lifecycle.md): Understanding the lifecycle of a checkout - [Hosted Checkout](https://docs.justifi.tech/checkouts/hosted-checkout.md): How to use Hosted Checkout ## Configurable Fees - [Configurable Fees Overview](https://docs.justifi.tech/configurableFees/overview.md): Configure per-sub account fee rates that auto-calculate at payment time - [Managing Fee Configurations](https://docs.justifi.tech/configurableFees/managingConfigurations.md): Create, view, schedule, and retire Standard Fee Configurations for your sub accounts - [Fee Calculation & Examples](https://docs.justifi.tech/configurableFees/examples.md): Understand how fees are calculated and see real examples of fee configurations in action ## Payments - [Payments Overview](https://docs.justifi.tech/payments/overview.md): Gain a understanding of our key features - [Payment Compliance](https://docs.justifi.tech/payments/compliance.md): Learn how we help you limit your compliance footprint - [Payment Method Tokenization](https://docs.justifi.tech/payments/tokenization.md): Learn how tokenizing payment methods saves time and limits complexity - [Payments API](https://docs.justifi.tech/payments/paymentsApi.md): Learn the key features of the Payment API - [Apple Pay](https://docs.justifi.tech/payments/applePay.md): Apple Pay is available via the following JustiFi checkout options: - [Google Pay™](https://docs.justifi.tech/payments/googlePay.md): Google Pay™ lets users pay with their cards stored in their Google account, providing a fast and secure checkout experience. When offering Google Pay™ as a payment method, you must use the official Google Pay™ logo and button assets in compliance with Google Pay Web Brand Guidelines, without modifications to the Google Pay™ asset colors, proportions, or appearance. - [Buy Now Pay Later (BNPL)](https://docs.justifi.tech/payments/buyNowPayLater.md): Learn about providing a Buy Now Pay Later payment option via JustiFi - [Insurance Quote Payments](https://docs.justifi.tech/payments/insurance.md): Learn about providing a relevant insurance option at checkout via JustiFi - [Bank Account Form](https://docs.justifi.tech/payments/guides/achForm.md): Bank Account implementation guide - [Credit Card Form](https://docs.justifi.tech/payments/guides/cardForm.md): Credit Card Form implementation guide - [Payment Form](https://docs.justifi.tech/payments/guides/paymentForm.md): Payment Form implementation guide - [Dispute Overview](https://docs.justifi.tech/disputes/overview.md): Understand disputes works - [Dispute Lifecycle](https://docs.justifi.tech/disputes/lifecycle.md): Understand disputes lifecycle ## Payment Methods - [Payment Methods Overview](https://docs.justifi.tech/paymentMethods/overview.md): Understand what payment methods are and which are available - [Ach Payments](https://docs.justifi.tech/paymentMethods/achPayments.md): Learn about ACH payment methods - [ACH Returns](https://docs.justifi.tech/paymentMethods/achReturns.md): What happens when an ACH payment is returned, and how to reconcile the return fee - [Card Not Present (CNP) Transactions](https://docs.justifi.tech/paymentMethods/cardNotPresent.md): Learn about Card Not Present payment methods - [Card Present (CP) Transactions](https://docs.justifi.tech/paymentMethods/cardPresent.md): Learn about Card Present payment methods - [Providing Different Payment Method Options](https://docs.justifi.tech/paymentMethods/providingPaymentMethodOptions.md): Learn how to provide various payment method options to your users - [Payment Method Groups (PMG)](https://docs.justifi.tech/paymentMethods/paymentMethodGroups.md): Learn about Payment Method Groups - [Bank Account Verification](https://docs.justifi.tech/paymentMethods/bankAccountVerification.md): How to get bank account verification provisioned and enabled, and how it appears at checkout - [Forwarding](https://docs.justifi.tech/paymentMethods/forwarding.md): Send a request to a third party with card details filled in from a payment method JustiFi already holds, without the card number entering your systems ## Canadian Payments - [Canadian Payments](https://docs.justifi.tech/payments/canadianPayments.md): Learn about processing payments in Canadian dollars (CAD) with JustiFi ## Terminals - [JustiFi Card Present Solution](https://docs.justifi.tech/terminals/overview.md): JustiFi Card Present Payments Solution - [Order or Provision Terminal Devices](https://docs.justifi.tech/terminals/ordering.md): How do you get terminal devices - [Configure the Terminal Device](https://docs.justifi.tech/terminals/configuration.md): Connect the device to Wifi and enter the device ID - [First Terminal Payment](https://docs.justifi.tech/terminals/payment.md): Process your first terminal payment - [Refund a Terminal Payment](https://docs.justifi.tech/terminals/refund.md): Process a refund of a terminal payment ## Testing - [Testing Overview](https://docs.justifi.tech/testing/overview.md): Understand how to test your JustiFi integration - [Card Payment Testing](https://docs.justifi.tech/testing/card_payments.md): Simulate success and error scenarios for JustiFi card payments - [ACH Payment Testing](https://docs.justifi.tech/testing/ach_payments.md): Simulate success and error scenarios for JustiFi ACH payments - [Canadian Payments Testing](https://docs.justifi.tech/testing/canadian_payments.md): Learn how to test Canadian dollar (CAD) payments in the JustiFi sandbox - [Payout and Proceeds Testing](https://docs.justifi.tech/testing/payouts.md): Understand how to test your JustiFi payouts and proceeds - [Dispute Testing](https://docs.justifi.tech/testing/disputes.md): Understand how to test your JustiFi disputes ## Web Components: Introduction - [Introduction](https://docs.justifi.tech/web-components/introduction.md): Introduction to the JustiFi Web Component Library. ## Web Components: Changelog - [Changelog](https://docs.justifi.tech/web-components/changelog.md): Release history for @justifi/webcomponents and related tooling. ## Web Components: Frameworks - [Frameworks](https://docs.justifi.tech/web-components/frameworks.md): Entry point for Angular, React, and Vue 3 integration guides. - [React](https://docs.justifi.tech/web-components/frameworks/react.md): How to consume JustiFi web components inside React applications. - [Angular](https://docs.justifi.tech/web-components/frameworks/angular.md): Registering and using JustiFi web components inside Angular projects. - [Vue 3](https://docs.justifi.tech/web-components/frameworks/vue.md): Consume the JustiFi web components inside modern Vue applications. ## Web Components: Entities - [Entities](https://docs.justifi.tech/web-components/entities.md): Onboarding components for businesses, principals, and payouts. - [Business Details](https://docs.justifi.tech/web-components/entities/business-details.md): Collect and review business profile information with inline validation and KYC-friendly formatting. - [Payment Provisioning](https://docs.justifi.tech/web-components/entities/payment-provisioning.md): Embed-ready workflow for collecting payout bank info and provisioning merchants for funding. ## Web Components: Merchant Tools - [Merchant Tools](https://docs.justifi.tech/web-components/merchant-tools.md): Operational dashboards for tracking payouts, payments, and terminals. - [Checkouts List](https://docs.justifi.tech/web-components/merchant-tools/checkouts-list.md): Paginated reporting table for monitoring active and past checkouts. - [Payment Details](https://docs.justifi.tech/web-components/merchant-tools/payment-details.md): Detailed view for a single payment, including customer data, timeline events, and dispute shortcuts. - [Payments List](https://docs.justifi.tech/web-components/merchant-tools/payments-list.md): Paginated table of payments with filtering, export, and quick actions for ops teams. - [Payment Transactions List](https://docs.justifi.tech/web-components/merchant-tools/payment-transactions-list.md): Transaction-level ledger for payments, grouped by status and funding state. - [Payouts List](https://docs.justifi.tech/web-components/merchant-tools/payouts-list.md): Reporting table for outbound payouts including status, destination, and expected arrival. - [Payout Details](https://docs.justifi.tech/web-components/merchant-tools/payout-details.md): Drill-down view for a single payout, including ledger items and bank destination info. - [Payout Transactions List](https://docs.justifi.tech/web-components/merchant-tools/payout-transactions-list.md): Ledger of transactions contributing to a payout, with filtering and export support. - [Gross Payments Chart](https://docs.justifi.tech/web-components/merchant-tools/gross-payments-chart.md): Visualizes gross payment volume over time with tooltips and range selection. - [Order Terminals](https://docs.justifi.tech/web-components/merchant-tools/order-terminals.md): Guided purchasing flow for ordering in-person terminals and accessories. - [Terminal Orders List](https://docs.justifi.tech/web-components/merchant-tools/terminal-orders-list.md): Reporting table of hardware orders with fulfillment status and tracking info. - [Terminals List](https://docs.justifi.tech/web-components/merchant-tools/terminals-list.md): Inventory table showing active, inactive, and assigned terminals in the field. ## Web Components: Modular Checkout - [Modular Checkout](https://docs.justifi.tech/web-components/modular-checkout.md): Orientation hub for the JustiFi modular checkout experience. - [Modular Checkout](https://docs.justifi.tech/web-components/modular-checkout/introduction.md): Layout manager that composes payment, summary, and confirmation subcomponents into a cohesive flow. - [Layout 1 — Donation Form](https://docs.justifi.tech/web-components/modular-checkout/complete-examples/layout-1.md): Donation payment flow with Card, Bank account, and Apple Pay toggle. - [Layout 2 — E-commerce Checkout](https://docs.justifi.tech/web-components/modular-checkout/complete-examples/layout-2.md): Two-column e-commerce page with header, shipping, payment, and cart summary. - [Layout 3 — Stripe-style Two-Column](https://docs.justifi.tech/web-components/modular-checkout/complete-examples/layout-3.md): Order summary and payment form side by side with preCompleteHook demo. - [Modular Checkout Sub-components](https://docs.justifi.tech/web-components/modular-checkout/sub-components.md): Directory of every child element that plugs into the checkout shell. - [Card Form](https://docs.justifi.tech/web-components/modular-checkout/sub-components/card-form.md): Card entry sub-component for Modular Checkout layouts with shared validation and token orchestration. - [Apple Pay](https://docs.justifi.tech/web-components/modular-checkout/sub-components/apple-pay.md): Apple Pay rail for Modular Checkout that exposes wallet buttons and handles tokenization. - [Google Pay](https://docs.justifi.tech/web-components/modular-checkout/sub-components/google-pay.md): Google Pay rail for Modular Checkout that exposes wallet buttons and handles tokenization. - [Plaid Payment Method](https://docs.justifi.tech/web-components/modular-checkout/sub-components/plaid-payment-method.md): Plaid-powered ACH rail for Modular Checkout with hosted Link flow. - [Sezzle Payment Method](https://docs.justifi.tech/web-components/modular-checkout/sub-components/sezzle-payment-method.md): Sezzle BNPL rail for Modular Checkout, including disclosure copy and redirect handling. - [Season Interruption Insurance](https://docs.justifi.tech/web-components/modular-checkout/sub-components/season-interruption-insurance.md): Optional insurance add-on rail that pairs with Modular Checkout summaries. - [Saved Payment Methods](https://docs.justifi.tech/web-components/modular-checkout/sub-components/saved-payment-methods.md): Saved payment selector for Modular Checkout that handles defaulting, deletion, and fallback to new entries. - [Checkout Summary](https://docs.justifi.tech/web-components/modular-checkout/sub-components/summary.md): Order summary block that lists line items, totals, and ancillary disclosures. - [Bank Account Form](https://docs.justifi.tech/web-components/modular-checkout/sub-components/bank-account-form.md): Bank account rail for Modular Checkout that tokenizes ACH details with hosted inputs. - [Billing Form Full](https://docs.justifi.tech/web-components/modular-checkout/sub-components/billing-form-full.md): Full billing address sub-component for Modular Checkout (name, address, city, state, postal code). - [Card Billing Form Simple](https://docs.justifi.tech/web-components/modular-checkout/sub-components/card-billing-form-simple.md): Postal code–only billing sub-component for card payments in Modular Checkout. - [Bank Account Billing Form Simple](https://docs.justifi.tech/web-components/modular-checkout/sub-components/bank-account-billing-form-simple.md): Account holder name–only billing sub-component for ACH payments in Modular Checkout. ## Web Components: Payment Facilitation - [Payment Facilitation](https://docs.justifi.tech/web-components/payment-facilitation.md): Core flows for capturing, refunding, and managing disputes. - [Tokenize Payment Method](https://docs.justifi.tech/web-components/payment-facilitation/tokenize-payment-method.md): Secure standalone card/bank tokenization form with built-in validation and iframe isolation. - [Unified Fintech Checkout™](https://docs.justifi.tech/web-components/payment-facilitation/unified-fintech-checkout™.md): Unified Fintech Checkout™ component that orchestrates payment capture, verification, and confirmation states. - [Refund Payment](https://docs.justifi.tech/web-components/payment-facilitation/refund-payment.md): Guided UI for issuing full or partial refunds with reason codes and audit trails. - [Dispute Management](https://docs.justifi.tech/web-components/payment-facilitation/dispute-management.md): Operator console for reviewing and responding to card disputes. ## API Reference - [OpenAPI specification](https://docs.justifi.tech/redocusaurus/plugin-redoc-0.yaml): the complete API as one OpenAPI 3.0 YAML document - [API introduction](https://docs.justifi.tech/api-spec/introduction.md): authentication, idempotency, pagination, testing and error codes ## API Reference: Authorization - [API Credentials](https://docs.justifi.tech/api-spec/api-credentials.md): Generate Access Token - [Web Component Tokens](https://docs.justifi.tech/api-spec/web-component-tokens.md): Generate A Token ## API Reference: For Platforms - [Sub Accounts](https://docs.justifi.tech/api-spec/sub-accounts.md): List Sub Accounts, Create a Sub Account (deprecated), Get a Sub Account, Get a Payout Account, Get Sub Account Settings - [Platform Wallet Accounts](https://docs.justifi.tech/api-spec/platform-wallet-accounts.md): A Platform Wallet Account allows you to store payment methods centrally and use them across multiple sub accounts within your platform. - [Onboarding via Component](https://docs.justifi.tech/api-spec/onboarding-via-component.md): In order to process payments, each of your customers must be onboarded on the JustiFi platform. - [Hosted Onboarding](https://docs.justifi.tech/api-spec/hosted-onboarding.md): In order to process payments, each of your customers (whom we refer to as `businesses`) will have to be onboarded on our platform. - [Onboarding via API](https://docs.justifi.tech/api-spec/onboarding-via-api.md): In order to process payments, each of your customers (whom we refer to as `businesses`) will have to be onboarded on the JustiFi platform. - [Fee Configurations](https://docs.justifi.tech/api-spec/fee-configurations.md): List Fee Configurations, List Scheduled Fee Configurations, Get a Fee Configuration, Create a Fee Configuration, Get Fee Configuration History - [Proceeds](https://docs.justifi.tech/api-spec/proceeds.md): List Proceeds, Get a Proceeds Payout, Get a Proceeds Report - [Reports](https://docs.justifi.tech/api-spec/reports.md): List Reports, Create a report, Get a report ## API Reference: Payment Resources - [Payments](https://docs.justifi.tech/api-spec/payments.md): List Payments, Create a Payment, Get a Payment, Update a Payment, Capture a Payment, Refund a Payment, Void a Payment, Get Payment Balance Transactions - [Payment Methods](https://docs.justifi.tech/api-spec/payment-methods.md): List Payment Methods, Create a Payment Method, Get a Payment Method, Update a Payment Method, Clone a Payment Method - [Tokenize via Component](https://docs.justifi.tech/api-spec/tokenize-via-component.md): The Tokenize Payment Method web component allows you to securely collect your customers' credit card and ACH (bank accout) payment methods without any sensitive data entering your system. - [Payment Method Groups](https://docs.justifi.tech/api-spec/payment-method-groups.md): List Payment Method Groups, Create a Payment Method Group, Get a Payment Method Group, Update a Payment Method Group, Remove a Payment Method from a Payment Method Group - [Refunds](https://docs.justifi.tech/api-spec/refunds.md): Refund a Payment, List Refunds, Get a Refund, Update a Refund - [Disputes](https://docs.justifi.tech/api-spec/disputes.md): List Disputes, Get a Dispute, Update a Dispute, Create dispute evidence, Submit dispute response, Update dispute response - [Payouts](https://docs.justifi.tech/api-spec/payouts.md): List Payouts, Get a Payout, Update a Payout, Get a Payout CSV Report - [Payout Holds](https://docs.justifi.tech/api-spec/payout-holds.md): List Payout Holds, Get a Payout Hold - [Balance Transactions](https://docs.justifi.tech/api-spec/balance-transactions.md): List Balance Transactions, Get a Balance Transaction - [Ach Return Fees](https://docs.justifi.tech/api-spec/ach-return-fees.md): Get an Ach Return Fee - [Payment Method Migration](https://docs.justifi.tech/api-spec/payment-method-migration.md): JustiFi enables you to transfer your existing customer data and payment methods. - [Forwarding (Beta)](https://docs.justifi.tech/api-spec/forwarding.md): List Forwarding Requests, Create a Forwarding Request, Get a Forwarding Request ## API Reference: Checkout Resources - [Checkouts](https://docs.justifi.tech/api-spec/checkouts.md): List Checkouts, Create a Checkout, Get Checkout, Update a Checkout, Complete a Checkout, Refund a Checkout - [Checkout via Component](https://docs.justifi.tech/api-spec/checkout-via-component.md): A checkout is used to initiate the collection of a credit card payment, ACH payment, insurance quote payment, BNPL payment, or card reader payment in a single flow. - [Checkout via API](https://docs.justifi.tech/api-spec/checkout-via-api.md): A checkout is used to initiate the collection of a credit card payment, ACH payment, insurance quote payment, BNPL payment, or card reader payment in a single flow. ## API Reference: Insurance Resources - [Bind Insurance](https://docs.justifi.tech/api-spec/bind-insurance.md): Bind an Insurance Policy ## API Reference: Entity Resources - [Business](https://docs.justifi.tech/api-spec/business.md): List Businesses, Create a Business, Get a Business, Update a Business - [Identity](https://docs.justifi.tech/api-spec/identity.md): List Identities, Create an Identity, Get an Identity, Update an Identity - [Address](https://docs.justifi.tech/api-spec/address.md): List Addresses, Create an Address, Get an Address, Update an Address - [Document](https://docs.justifi.tech/api-spec/document.md): List Documents, Create a Document, Get a Document - [Bank Account](https://docs.justifi.tech/api-spec/bank-account.md): List Bank Accounts, Create a Bank Account, Get a Bank Account - [Terms and Conditions](https://docs.justifi.tech/api-spec/terms-and-conditions.md): Terms and Conditions - [Provisioning](https://docs.justifi.tech/api-spec/provisioning.md): Product Provisioning ## API Reference: Card Present Resources - [Terminals](https://docs.justifi.tech/api-spec/terminals.md): Pay via Terminal, List Terminals, Get a Terminal, Update a Terminal, Get Terminal Status, Identify Terminal - [Terminals Orders](https://docs.justifi.tech/api-spec/terminals-orders.md): Get Terminals Order, List Terminal Orders, Order Terminals ## API Reference: Payables (Beta) - [Payer Account Scope](https://docs.justifi.tech/api-spec/payer-account-scope.md): A request is scoped to a payer account by its path (`/v1/payables/payer_accounts/{payer_id}/…`); your token's permissions determine which payer accounts you can reach. - [Payer Account Provisioning](https://docs.justifi.tech/api-spec/payer-account-provisioning.md): A **payer account** is created automatically when a platform begins provisioning Payables for one of its businesses — you don't create it through this API. - [Payee Payment lifecycle](https://docs.justifi.tech/api-spec/payee-payment-lifecycle.md): A payment progresses `initiated → inbound_submitted → holding → outbound_submitted → succeeded`. - [Testing payment outcomes](https://docs.justifi.tech/api-spec/testing-payment-outcomes.md): A `test` payer account runs against a simulated ACH network: no money moves, and a whole lifecycle takes about a minute instead of several banking days. - [Payer Accounts](https://docs.justifi.tech/api-spec/payer-accounts.md): List Payer Accounts, Get a Payer Account - [Payees](https://docs.justifi.tech/api-spec/payees.md): List Payees, Create a Payee, Get a Payee, Update a Payee, Archive a Payee - [Payee Bank Accounts](https://docs.justifi.tech/api-spec/payee-bank-accounts.md): List Bank Accounts, Create a Payee Bank Account, Get a Bank Account - [Payee Payments](https://docs.justifi.tech/api-spec/payee-payments.md): List Payee Payments, Schedule a Payee Payment, Get a Payee Payment - [Platform Ledger](https://docs.justifi.tech/api-spec/platform-ledger.md): List Platform Ledger Entries - [Platform Settlements](https://docs.justifi.tech/api-spec/platform-settlements.md): List Platform Settlements, Get a Platform Settlement ## API Reference: Libraries - [JustiFi Web Components](https://docs.justifi.tech/api-spec/justifi-web-components.md): JustiFi Web Components offer an expanding collection of components that can be used in virtually any application, no matter the tech stack. - [JustiFi SDK](https://docs.justifi.tech/api-spec/justifi-sdk.md): We offer support for using our API via a Ruby SDK and a Node SDK. ## API Reference: Event Publishing - [Events](https://docs.justifi.tech/api-spec/events.md): Payments, Payment Methods, Refunds, Disputes, Dispute Evidence, Payouts, Sub Accounts, Application Fee Rates, Checkouts, Checkout Completions, Account Payment Setting Updated, Account Payout Setting Updated, Terminal Orders, Reports, Forwarding Requests (Beta) - [Webhook Delivery](https://docs.justifi.tech/api-spec/webhook-delivery.md): We offer event delivery to your app via webhooks. - [Payables Events](https://docs.justifi.tech/api-spec/payables-events.md): Payer account events, Payee events, Payee payment lifecycle events, Bank account events